General Terms and Conditions
1.0 Mercer manages this website as a courtesy to online visitors (“Users”) from around the world. By using this website, you agree that you will be bound by this website’s Terms and Conditions. You also must comply with applicable local laws.

2.0 The materials on this website are protected by applicable copyright and trademark laws and are presented for information purposes. The findings, interpretations, and conclusions expressed on this website are those of the individual research analysts or analysts who prepared the work.

3.0 User License. Visitors may download and copy research information solely for their own personal, non-commercial use. Users must not compile or create derivative works from the information on this website, nor may they copy, resell, or resell data or information.

4.0 Third-party materials. Some materials and graphical elements found on this website are subject to copyrights held by other organizations. In such cases, some restrictions on the reproduction of materials or graphical elements may apply and it may be necessary to seek permission from the rights-holder before reproducing the material.
Users must source those third parties when reproducing their materials.

5.0 Disclaimers. Use of this website is at the User’s sole responsibility.

6.0 Third-Party Links. This website may link to one or more third-party websites. We do not endorse any linked website, nor are responsible for the content on any linked website or any link contained within that website.

7.0 Changes to Site Content and User Rules. We can periodically add, change, improve and update information on this website at any time without notice.

We can also change these terms and conditions at any time without notice. By using this website, you agree to be bound by the then current version of these Terms and Conditions.

8.0 General Rights. At its sole discretion, we reserve its exclusive right to alter, limit or discontinue this website in any respect.

9.0 Governing Law. Any disputes relating to this website will be governed by the laws of Portugal. This applies regardless of any conflict of law clauses.


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